Sorry for taking so long. I finally found that site you were asking me about. Remember, the one that I used to get a great r\ate on my home loa n? I was just looking around the other day and they offer r ate s at only 3.5 %. I am sure they can help you out. Please let me know how it goes. http://www.idkcon.com/ Talk to you soon, Patti T. Pryor